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3 Reasons You Need Renters Insurance




As a renter, you may have less responsibilities for building maintenance, but you'll still want to protect your items and protect yourself from potential injury claims. Maintain the convenience of renting with a proactive policy that's right for you!


1. Liability Coverage for the "Oh No!" Accidents

We hope you or your guests stay safe, but if you're liable for injury or damages, our coverage will shield you from avoidable financial struggles. Coverage may pay legal expenses, court judgements, and even medial expenses all the way through the policy limit.



2. Replacement Cost Coverage is a Plus

If you have depreciating assets like a personal computer, our policy could compensate you enough to purchase a new device if it was stolen or ruined. Your landlord's property insurance doesn't cover the loss of your personal items. The only way to cover your belongings is through renters insurance. Take a realistic inventory of your items. We suggest an itemized spreadsheet, for example. Your agent will help you consider the cost to replace your items new, not the value of your existing items.


3. Renters Insurance is Budget-Friendly

Our policies are very reasonable, often between just $8-$12 a month, depending on the policy that you design with your agent. The actual cost depends on factors such as amount of coverage, coverage type, the deductible amount, and your location. With the price being manageable and the peace of mind being unmatched, what are you waiting for?

If you need renters insurance, an agent will contact you if we need more information and only on your terms. You decide if you want to be called, emailed, and when you want to be reached. We'll take care of the rest and you can get back to enjoying your space!